A credit card is a plastic card with a magnetic strip or embedded microchip issued by a financial institution which allows the cardholder to purchase goods and services without using cash. Credit cards differ from debit cards in that debit cards may only be used so long as your bank account has the necessary funds in it, whereas a credit card entitles the cardholder to make purchases using money they do not necessarily have, up to a predetermined limit called the credit limit. Unlike debit cards which generally have no or a low monthly fee, the cost of using a credit card largely depend on the amount of revolving credit the cardholder is carrying. Credit cards may come with an interest-free grace period which so long as the entire credit card balance is repaid within, no additional monthly fees will be incurred above the annual fee there may be for having a particular credit card (generally $0 to $150).
- 0% credit cards
- Airline credit cards
- Apply for a credit card
- Bad credit cards
- Bad credit unsecured credit cards
- Business credit cards
- Cashback credit cards
- Choosing a credit card
- Credit card balance transfers
- Credit card benefits
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Credit card blog
- Credit card debt and credit card debt relief
- Credit card fraud
- Credit card grace periods
- Credit card insurance
- Credit score and credit risk
- Credit cards with rewards
- Department store credit cards
- Free credit card reports
- Free credit cards
- Instant approval credit cards
- Low interest credit cards
- Prepaid credit cards and Secured credit cards
- Student credit cards
- Virtual credit cards
